Our offices accept all Dental PPO Plans as well as have a mixed dentist who participates in the Guardian, Delta Dental Premier, Blue Cross/Blue Shield PPO 300, Cigna (PPO) as well as Metropolitan Life (Met Life).
Our offices do all the paperwork for you and will check your coverage prior to your first visit, explain your coverage to you before you come in, if time permits, or at your first visit as well as submit all claims for you electronically (carrier permitting) so you will not have to trouble yourself with submitting your claims. Any co-pays or out-of-pocket costs are paid at the time of service.
Our standard office procedure for new and existing patients is to inquire about your dental plans and coverage, and any changes to your coverage since your last visit. We then contact the dental benefits provider to verify coverage prior to your scheduled appointment, again time permitting. We confirm your dental benefits and check on what procedures are covered as well as co-pays so there are no surprises.
If you require more intensive work other than a cleaning and/or basic fillings, whenever possible we send a pre-estimate to insurance, which will clearly give a breakdown of what your dental carrier will pay and what you will personally have to pay at the time of service. We try to do this before the patient has the scheduled work done, provided we have the cooperation of the insurance carrier. We advise patients that each dental policy is different and it is important to have us check it for you to see what benefits you have. Please keep in mind that ultimately we do not have control over the dental insurance carriers.
We pride ourselves on keeping a clear record of the amount of dental benefits that you use with us, so that we can plan your treatment into the future. This is especially important if you have limited dental benefits for the year and the work necessary exceeds that yearly benefit. We do our best to maximize your insurance benefits for you.
This allows you to plan your finances. If you have an FSA (Flexible Spending Account) you will be able to make decisions about how much to contribute next year.
We also offer Care Credit to patients who do not have funds immediately available to pay for dental work that can’t wait.